CashcoltLive amortization calculator
Payment, remaining balance and schedule recalculate as you type — the same engine in the browser as on the server.
Amortization schedule, overpayments and debt-free date in seconds — free and no sign-up required.
From a single loan to your whole portfolio — calculated precisely, without spreadsheet hassle.
Payment, remaining balance and schedule recalculate as you type — the same engine in the browser as on the server.
All loans at a glance: total remaining balance, Σ interest and debt-free date across your whole portfolio.
Complete amortization schedule as CSV — straight into Excel or Numbers.
Which loan to pay off first? Cashcolt shows where every extra euro saves the most interest.
From budget to loan amount or debt-free date — calculated in reverse, no trial and error.
Remaining balance at the end of the fixed-rate period plus a rate stress test: what does a higher follow-up rate really cost?
Every new account has all features free for 30 days. After that, keep going for free or upgrade — cancel anytime.
For your first loan
For your whole household
For advisors & brokers
For teams & institutions
| Feature | Free | Pro | Expert | Enterprise |
|---|---|---|---|---|
| Contracts | 5 | 50 | 500 | unlimited |
| Live amortization calculator | ✓ | ✓ | ✓ | ✓ |
| Portfolio dashboard | ✓ | ✓ | ✓ | ✓ |
| Amortization schedule table | ✓ | ✓ | ✓ | ✓ |
| Overpayments | ✓ | ✓ | ✓ | ✓ |
| Effective annual rate | ✓ | ✓ | ✓ | ✓ |
| CSV export | ✓ | ✓ | ✓ | ✓ |
| Building-savings contracts | ✓ | ✓ | ✓ | ✓ |
| Follow-up via building savings | ✓ | ✓ | ✓ | ✓ |
| Affordability | ✓ | ✓ | ✓ | ✓ |
| KfW mix | ✓ | ✓ | ✓ | ✓ |
| Closing costs | ✓ | ✓ | ✓ | ✓ |
| Rent vs. buy | ✓ | ✓ | ✓ | ✓ |
| Prepayment penalty | ✓ | ✓ | ✓ | ✓ |
| Repayment optimizer | ✓ | ✓ | ✓ | |
| Goal calculator | ✓ | ✓ | ✓ | |
| Fixed-rate period & follow-up | ✓ | ✓ | ✓ | |
| Refinance comparison | ✓ | ✓ | ✓ | |
| Scenario comparison | ✓ | ✓ | ✓ | |
| Rental yield | ✓ | ✓ | ✓ | |
| Property folders | ✓ | ✓ | ||
| Share links | ✓ | ✓ | ||
| Rents & letting | ✓ | ✓ | ||
| Team accounts | ✓ | |||
| Dedicated instance | ✓ | |||
| Priority support | ✓ |
All data lives on servers in Germany. No transfer to third countries.
No cookies, no analytics, no external scripts. Self-hosted fonts instead of a Google CDN.
Export anytime, delete your account yourself. GDPR is the baseline here, not a feature.
Get started for free — no credit card, no installation.
Start for free